CHOOSING YOUR HOME INSPECTOR
Whether you're on the buying or selling end of a home transaction in the future, chances are good that you will be involved with a home inspection. In recent years complete home inspections have become an important aspect of the home buying process. and most home buyers will choose to use the services of a home inspector.
Why should you have a home inspection before buying a home? The purchase of a
home is probably the largest single investment you will ever make, and this purchase should be based on knowledge. The inspection will let you know the condition of the home before you proceed with the sale. You will learn what to expect in terms of repairs and future maintenance.
A complete home inspection in this area runs from approximately $200 to $350, depending on the size and complexity of the home. The average inspection takes from two to three hours, A qualified home inspector can provide useful information about the many positive aspects of the home and maintenance tips, along with any defects that may exist. Most inspectors welcome the buyer's presence at the inspection, but prefer that you let them go through the items they need to check first, and then afterward discuss on the spot their findings and any areas of concern that you might have.
When selecting a home inspector there are several important factors to consider before making a final decision.
(1) Does the company carry errors and omissions insurance? This reduces the risk in case of an oversight during the inspection.
(2) What are the inspector's credentials? What are the company's credentials? The company credentials may be different from those of the individual inspectors.
(3) Is the company affiliated with the American Society of Home Inspectors (ASHI), and/or the Florida Association of Building Inspectors (FABI), the two most widely recognized authorities for the industry in Florida.
A typical home inspection includes the following-. roof and roof structure; foundation, subflooring, attic and crawl areas; exterior walls, siding and patios; interior walls, ceilings, floors, doors and windows; electrical service lines, fixtures and receptacles; plumbing lines and water heater; central air conditioning and heating systems; insulation, vents and ductwork, plus many other items.
The seller's preparation should include the following: Secure all pets out of the way of the inspector; make sure the water heater, electrical panel box and opening to the attic are accessible- be sure the inspector has ready access to all parts of the home, be prepared for all appliances to be operated. If the home is not occupied, have arrangements made for the utilities to be turned on 24 hours in advance of the inspection.
The home inspector will not warrant any of the inspected items-only the condition at the time of the inspection. All in all, this could be the smartest money you spend in the buying process.